𝗔 𝗣𝗿𝗼𝗳𝗶𝘁𝗮𝗯𝗹𝗲 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗖𝗮𝗻 𝗦𝘁𝗶𝗹𝗹 𝗥𝘂𝗻 𝗢𝘂𝘁 𝗼𝗳 𝗖𝗮𝘀𝗵 Imagine a company that closes the year with strong profits. The board is pleased and the numbers look great. Three months later, it is struggling to pay salaries. This happens more often than people think, because profit and cash measure different things. 𝗣𝗿𝗼𝗳𝗶𝘁 𝘁𝗲𝗹𝗹𝘀 𝘆𝗼𝘂 𝘄𝗵𝗲𝘁𝗵𝗲𝗿 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗺𝗼𝗱𝗲𝗹 𝘄𝗼𝗿𝗸𝘀. 𝗖𝗮𝘀𝗵 𝘁𝗲𝗹𝗹𝘀 𝘆𝗼𝘂 𝘄𝗵𝗲𝘁𝗵𝗲𝗿 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗰𝗮𝗻 𝘀𝘂𝗿𝘃𝗶𝘃𝗲 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝗺𝗼𝗻𝘁𝗵. 𝗧𝗵𝗲 𝗴𝗮𝗽 𝘂𝘀𝘂𝗮𝗹𝗹𝘆 𝗰𝗼𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝘁𝗶𝗺𝗶𝗻𝗴. A large contract is recorded as revenue the day you invoice it, but if the client pays in 90 days, you are funding that work from your own pocket. Growth makes the gap wider: new hires, new projects, and new commitments all need cash long before customers pay for them. In Bangladesh, the gap has another layer. Withholding tax and advance VAT take money out of your account at the...